One of the things we strongly recommend that our clients do is to review their insurances.
We seek to help clients protect both themselves, their wealth & their families by protecting their most critical assets: their income & their life.
Knowing that your family or business will be okay should anything ever happen to you will provide for you a solid foundation to move forward in life.
The Problem...
“You are more likely to lose your income than to have something happen to your car or home.”
BT Better Investor, March 07
“83% of Australians insure their car.”
AAMI Fact Sheet, Shopping for Car Insurance, September 2008
“31% of Australians insure their income.”
TNS/IFSA Investigating Income Protection Insurance in Australia July 2006
“Nearly 2.5 million families face real financial hardship if one parent dies, and on average only 4% of the total population have enough Life Insurance cover to meet their needs.”
IFSA TNS Consulting and Rice Warner Actuarie
Would you know...
- What you can be protected for?
- How much you need to be insured for?
- How much it is going to cost?
- How to navigate the traps and snares in the fine-print?
- Where to start? There’s hundreds of unique insurance policies & insurance providers, how would you know you have the best policy? How would you find it?
- How do you know you have done your homework right? You wouldn’t find out until it was too late.
The Solution...
We have developed much experience and many strong industry contacts over the years, and we like to help our clients find the best policies to suit their circumstances & financial situations.
- Income protection
- Recovery
- Trauma/Critical Illness
- Life Insurance
- Total & Permanent Disablement (TPD)
- Key Person
- Business Expenses
- Business Succession
Often we are able also to explore options with clients to have some of their insurances paid out of their superannuation fund.
Extensive selection...
Your bank (who probably owns their own insurance company) is unlikely to tell you that you can get a better deal from another insurance company, but at PCM we look across a wide selection of the strongest insurance providers in the world to find & negotiate policies most suited to you.
Efficient & hassle-free:
We will organise & prepare all of the policy paperwork and legal requirements on your behalf, making the process quick, easy and painless – all you have to do is sit down with one of our Advisers who will endeavour to explain things in a language that is easy to understand and we will take care of the rest.
We will champion your claim:
Our Advisers will take care of you in your time of need should you need to make a claim on your policy – we will take away all the stress and headaches and do everything for you – and this is all contained within our simple hassle-free service to you.
Regular reviews:
“The only man I know who behaves sensibly is my tailor; he takes my measurements anew each time he sees me. The rest go on with their old measurements and expect me to fit them.”
…George Bernard Shaw
Every 12 months your Adviser will reassess your policy and make sure everything is in order, everything is still adequately covered, and that you are safe & secure.
Second Opinion Service:
If you would like a second opinion on your situation, please click here to organise a time to sit down with us.
Copyright 2017 | All Rights Reserved | Prerequisite Capital Pty Ltd (ABN 42 621 110 736) is an Authorised Representative of First Mutual Australia Pty Ltd (ABN 42 154 012 085), AFSL 423710